Ingenious Financial

Innovation, Equity, and Inclusion

PROBLEM STATEMENT

The number of African-American-owned banks in the U.S. plummeted from 54 to 21 between 1994 and 2013, according to the Federal Deposit Insurance Corp. "Minority banks play an important role in the economic empowerment of minority communities."

MacKenzie Scott
MacKenzie Scott -

MacKenzie Scott

Author, Philanthropist, Businesswoman

Life will never stop finding fresh ways to expose inequities in our systems; or waking us up to the fact that a civilization this imbalanced is not only unjust, but also unstable.

Strategic Pillars

  • Economic Mobility

  • Improved Home Ownership

  • Racial Equality

  • Increase Employment

  • Increase Financial Literacy

  • Empower Marginalized Groups

Transactional Overview - State Charter

$25 Million

The investor capital is injected into the holding company and used as reserves to create a new financial institution. The holding company will use $4 million as start up cost. The $21 million is retained for liquidity with the expected return of 5%.

Ingenious Financial Chart

Transactional Overview - National Charter

$100 Million

The investor capital is injected into the holding company and used as reserves to create four financial institutions in the target metropolitan areas. The holding company will use $4 million per branch as start up cost. The $84 million is retained for liquidity with the expected return of 5%.

Ingenious Financial Chart

Capital Injection

Why Bank of Ingenious?

Action Plan

Why Bank of Ingenious?

Ingenious Financial Action Plan

Thank You

Ingenious Financial 4601 Fairfax Drive, Suite 1200 Arlington, VA 22203

(571) 441 – 2710

dparker@ingenious.financial

dtaylor@ingenious.financial